Chapter 7: Florida Autism Insurance Mandate – Identifying Exempt Self-Insured Plans (Originally published July 7, 2008)
In this and other Chapters, in a Q&A format, we provide some basic information that we hope will help you answer questions you may have on various topics related to the Florida autism legislation. See Introduction and Table of Contents.
During the 2008 session, Speaker Rubio estimated that the mandate would cover only 14% of children with an autism spectrum disorder. Sadly, we think this estimate is accurate. See “Q: If these exemptions are so extensive, how many Floridians will the autism insurance mandate actually help?” in Chapter 4. To determine who the mandate will help, you must first understand why the scope of the mandate is so limited. In Chapter 6, we discussed in detail the exemption for self-insured plans. In this Chapter, we outline some steps you can take to determine if your plan is self-insured.
Please keep in mind that we are answering general questions that may or may not apply to your specific circumstances. You should consult a lawyer or other specialist if you think you are entitled to benefits that you do not receive. Behavioral Lifeboat can help you do that.
Q: Should I ask my employer if my health plan is self-insured?
A: See “Identifying Exempt Self-Insured Plans – Basic Information.” If possible, it is better to make the determination yourself.
Q: How can I determine if my employer has self-insured my health plan?
A: See “Identifying Exempt Self-Insured Plans – Basic Information.”
If you have questions, please comment in the Behavioral Lifeboat blog.
© 2008, 2011 Richard W. Probert