ERISA Preemption

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Q&A: ERISA Preemption – Basic Information

Q:  What is ERISA preemption?  How does Federal law (ERISA) prevent Florida from mandating what benefits a health plan covers?  A:    Federal law (ERISA) generally prevents states from directly regulating any fringe benefit that an employer provides to employees, including health benefits.  This exemption from state regulation is generally referred to as ERISA preemption. There … Continue reading